Well having spent a few days worrying about the possibility of having our mortgage reduced, a few swift calls to mortgage advisors have put our minds at rest. It's all fine and whilst mortgage companies take a good hard look at the incomes of the applicant, the amount of equity that goes into the purchase can have a more significant sway. Long and short of it is that we still have are original purchasing power restored. You beauty!!

 

That said, we're going to change our lifestyle a bit. Out goes the personal jet, chauffeur and caviar as we adopt a more frugal lifestyle to compensate for our impending mortgage hike once we move.